Best Phone Plan for Families of 4 With Unlimited Data

Finding a phone plan for a family of four shouldn’t require a spreadsheet… and yet here we are.

Between unlimited plans that aren’t really unlimited, family discounts that only apply “with conditions,” and way too many carrier options, it’s easy to end up overpaying—or stuck on a plan that doesn’t actually fit your family.

So let’s simplify things.

Below, we’re breaking down the best phone plans for families of 4 with unlimited data, what each plan includes, and who they’re best for—without the fine print headache.

What Most Families Actually Need in an Unlimited Plan

Before comparing plans, it helps to know what actually matters for a family of four.

Most families are looking for:

• Unlimited data for everyday scrolling, streaming, and school
  
  
• Reliable coverage at home, work, and school
  
  
• Hotspot data for tablets, homework, or travel
  
  
• Simple family pricing (no weird bundles or forced add-ons)

Goji tip:
If your family is on Wi-Fi most of the time, you probably don’t need the most expensive “premium” unlimited plan.

Best Unlimited Phone Plans for Families of 4

Pricing shown reflects advertised rates for four lines before taxes and fees. Actual pricing may vary based on location and plan options.

Best Overall Unlimited Family Plan

T-Mobile Experience More

• Price: Starting around $170/month for 4 lines
  
  
• Network: T-Mobile
  
  
• Unlimited data: Yes
  
  
• Hotspot: High-speed hotspot included
  
  
• Perks: Streaming perks (like Netflix), strong nationwide 5G

Why it’s our top pick:
T-Mobile’s Experience More plan hits the sweet spot for families. You get truly unlimited data, generous hotspot access, and solid nationwide coverage—without paying for every premium perk under the sun.

It’s a great balance of price, performance, and extras, which is exactly what most families of four are looking for.

Best for:
Families who want a reliable unlimited plan with good hotspot data and popular perks—without jumping to the most expensive option.

Best Budget Unlimited Plan for Families

Visible (by Verizon)

• Price: $25 per line (≈ $100/month for 4 lines)
  
  
• Network: Verizon
  
  
• Unlimited data: Yes
  
  
• Hotspot: Included (speed-limited)
  
  
• Contract: None

Why it stands out:
Visible is one of the cheapest ways to get unlimited data on Verizon’s network—without family plan hoops or long-term contracts.

Things to know:
Data may slow during network congestion, especially in busy areas.

Best for:
Families who want unlimited data at the lowest possible price.

Best Unlimited Family Plan on AT&T’s Network

Cricket Wireless Unlimited

• Price: Starting around $100/month for 4 lines
  
  
• Network: AT&T
  
  
• Unlimited data: Yes
  
  
• Hotspot: Included on select plans
  
  
• Contract: None

Why families choose it:
Cricket offers simple pricing and dependable AT&T coverage without the complexity of postpaid plans.

Best for:
Families who want AT&T coverage with straightforward family pricing.

Best Unlimited Family Plan With Hotspot Data

Verizon Unlimited Welcome

• Price: Starting around $100/month for 4 lines
  
  
• Network: Verizon
  
  
• Unlimited data: Yes
  
  
• Hotspot: Included
  
  
• Family discounts: Available with multiple lines

Why it works for families:
Verizon’s coverage is hard to beat, and hotspot access is helpful for travel, school, and remote work.

Best for:
Families who prioritize coverage and reliability over the lowest price.

Major Carriers vs. Smaller Carriers: What’s Better for Families?

Both options can work—it really depends on your priorities.

Major Carriers (Verizon, AT&T, T-Mobile)

Pros

• Priority data
  
  
• Extra perks
  
  
• In-store support

Cons

• Higher monthly cost
  
  
• More complicated plans

Smaller Carriers (MVNOs)

Pros

• Lower prices
  
  
• Simple plans
  
  
• Same major networks

Cons

• Data may slow during busy times
  
  
• Fewer perks

For many families, smaller carriers offer the best value, especially if coverage is strong where you live.

Why Coverage at Your Address Matters More Than the Carrier Name

A plan can look perfect on paper—but still disappoint if coverage is weak in your area.

That’s why it’s important to:

• Check coverage at your actual address
  
  
• Compare plans on the same network
  
  
• Avoid paying more just for a brand name

This is exactly where Goji helps. Check coverage at your address with Goji.

How Goji Helps Families Find the Right Unlimited Plan

Instead of bouncing between carrier websites, Goji lets you:

• Compare family plans across carriers
  
  
• See which networks work best in your area
  
  
• Find cheaper options on the same network
  
  
• Switch plans in minutes

No pressure. No confusing fine print.

FAQ: Family Unlimited Phone Plans

Are unlimited family plans actually unlimited?

Most are—though some may slow data during heavy network congestion.

Do family plans save money?

Yes. Adding multiple lines is usually cheaper than paying for individual plans.

Do smaller carriers have worse coverage?

Not necessarily. Many use the same networks as major carriers.